Can HIV Be Transmitted Through A Hand Job With Oil If I Had Tinea Cruris, And Is A Non-reactive HIV Test By Immuno-cartography After 12 Weeks Accurate?

Hello sir! I had a massage and handjob by a girl in massage parlour don t knw about her health condition... She use some oil and gave me handjob. Is it the possible way to transmitt HIV? As I had some jock itch on my penis area. And after 12 weeks (87 days) I took blood test for HIV 1 And 2 by Immunocartography method both are Non-Reactive. How accurate is it? Shall I should go for another test?