Greetings And Salutations, Dr. Andrew. I'm A Little Chubby And

Greetings and Salutations, Dr. Andrew. I'm a little chubby and under my stomach the skin tears. It gotten to the point where it looks like I've gotten a C-section or surgical scar under there. I'm a 20 year old female who never had kids and it makes me so self-conscious because I'm losing weight and I'm scared that it's going to make the skin under my stomach look hideous. Recently, my boyfriend asked me if I had ever gotten surgery and it just made my feel so insecure. I want to know why that happens to me and how can I can prevent the skin from tearing like that or make the scar go away.