Hi, Im An Asian Girl And I Just Wanna Ask

hi, im an asian girl and I just wanna ask about the peeling of my inner thighs. They looked dry, I mean REALLY dry that it started peeling, I've tried using cream and moisturizer but it didn't helped a bit. It gets really itchy too and my thighs are getting way darker than before. i don't really know what caused it but i'm getting scared. Do u know how to treat this? If so, can you please help me? thank you...