Cardiology _ Palpitations, Is This Normal Or Bad Practice ?

HI I have suffered from Palpitations on and off for many years ( I remember them from the age of 8 and I am now 32) but recently decided to contact my local GP (again) to raise my concerns, she eventually agreed to put me on a 24 monitor. I believed that I went the full 24 hours without an episode. I was surprised to find that indeed a fast trace then a gap then a slow trace had been recorded - although my GP did advise the rythm was normal indicating the heart was performing normally. She then asked me if would like to be referred to a cardiologist or not ? I was shocked by this question and wondered if this was common practice that I would be the deciding factor being I have no medical training, if not would you suggest I demand another doctor? or am i being melodramatic ? PS I have also been told be the same Doctor that my heart rate is a bit high at 144/96 but to arrange another appointment for two months time and get it checked again. Again, is this normal or bad practice ?