Hi..
Welcome to HEALTHCARE MAGIC..
I have gone through your query and can understand your concerns..
As per your complain Lacticare HC 1% contains 
Hydrocortisone that is a Steroid while clear gel.is Aloevera gel and kojivit is 
Kojic Acid containing cream..
It is true that Steroid containing creams or ointments like Lacticare can have side effects over the skin like skin thinning, rashes, pimples, increased hair growth etc..
Kojic acid containing creams are safe as Kojic Acid is Mushroom extract and not harmful..
You can use Lacticare under supervision of 
dermatologist but long term use can be harmful..
So my suggestion would be to avoid using Steroid cream or lotion and can continue with Kojivit..
Wash your face with 
Salicylic acid and 
glycolic acid containing facewash..
You can also apply Glycolic acid containing creams and azelaic acid preparation..
Exfoliate your skin twice a week..
Take Vitamin C supplements..
Limit sun exposure and always apply sunscreen lotion when exposed to sun..
Hope this information helps..
Thanks and regards.
Dr.Honey Nandwani Arora.