Hi..
Welcome to HEALTHCARE MAGIC ..
I have gone through your query and can understand your concerns..
As per your complain Skinlite cream contains 
Hydroquinone, Tretinoin and Mometasone Furoate..
Mometasone Furoate is a Steroid and long term use of a Steroid can lead to adverse effects of skin like Pigmentation, rashes, itching, 
excessive hair growth on face and swollen blood vessels under the skin..
I would suggest you to stop using the Skinlite cream and you may initially notice 
withdrawal symptoms like pimples, rashes and darkening of skin but you should keep patience and avoid using the cream again
You can start washing your face with 
Salicylic acid and 
glycolic acid containing facewash..
Apply creams containing Kojic Acid, Glycolic acid and arbutin..
Apply Vitamin E gel at night..
You can also scrub your face a gentle facewash  weekly..
Take Vitamin C supplements..
Hope this information helps..
Thanks and regards.
Dr.Honey Nandwani Arora.